Mann Island Finance

Established in 1991, Mann Island Finance is regarded as the largest car finance broker in the United Kingdom. With over 130 staff and processing in excess of half a billion pounds of applications per year. We have a sales force of 52 Account Managers that cover the entire UK mainland. Scotland is serviced through offices in Edinburgh and Stirling. Wales is serviced through an office in Swansea.

We have a large portfolio of funders offering an abundance of financial solutions. This enables motor dealers to sell more vehicles and enhance F & I income. We operate in the Prime sector of vehicle finance providing excellent facilities for credit worthy customers.

Hire Purchase

A facility offered by the majority of funders, with periods up to 60 months. We deal with companies that offer personal loan as an alternative and take a more liberal view on loan to value. We also provide a facility of “Negative Equity Loans” for your customers. Provided your customer is credit worthy we will attempt to achieve the highest advance possible.

Lease Purchase

This is also known as Hire Purchase with a balloon. Every finance company has a differing view as to the maximum residual value they are prepared to fund. We have numerous funders who specialize in this type of business. We will match your requirements with the company most sympathetic to the vehicle you are selling. We also have companies that will look at periods of up to 60 months with a residual value.

Personal Contract Purchase (PCP)

A facility offered by a limited number of funders, this is for private customers that are looking for a cost effective method of finance and maintenance, where owning the car at the end of the period is not a requirement.